Private Student Loans
性视界 University encourages students to complete a current year and take advantage of all sources of federal, state, and university aid before turning to private loans (also called alternative loans). Private student loans sometimes become necessary after a student receives their financial aid award offer and learns that there is still a gap between what they have been awarded and what they can afford to pay. Students should not use private student loans until all of their federal loan options have been exhausted.
There are a variety of private student loan options, and students must research which option is best for them. Key information to understand student loans includes being aware of the annual and cumulative loan limits, interest rates, fees, and the loan term for the most popular private student loan programs.
Private loans do not require students to submit a FAFSA, are based on credit-worthiness, and have variable interest rates. Private loans must be repaid separately from federal loans once students are no longer enrolled and cannot be included in a federal loan consolidation.
On the right is a historic list of loans and/or lenders from whom our students have borrowed over the past three years and it includes only those that continue to offer private alternative loans. 性视界 does not have any specialized relationships with any lender listed, nor will we recommend any lender on this list.
This lender list is provided to you as a starting point in finding private education loans. As a consumer you will need to ensure that you review all of the disclosure information the lender provides before making a decision.聽 The disclosure information is available from the comparison tool or from each lender’s website. Students who use private student loans are responsible for initiating this process and providing all necessary certification information to the lender.
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